services

Company Retirement Plans

A strong retirement plan helps you attract and keep good people. We design and manage company plans that work for your team, and for you.

Retirement plans that help you keep good people

We act as your fiduciary partner from setup through every plan year. Here is how we make a company retirement plan manageable, for you and your people. It starts with a look at the plan you have today.

We share the fiduciary load

We can serve as your 3(38) or 3(21) investment fiduciary, actively managing the investment duties so the responsibility never rests on you alone.

We design the right plan

From 401(k) to cash balance pension or a defined benefit plan, we build a plan structured around your goals, your budget, and your whole workforce.

We benchmark investments and fees

We review your plan’s investments and costs against the wider market each year, so your plan stays reasonable and your fiduciary duties stay clearly documented.

We educate your team

We meet your employees in person, explain their choices in plain language, and follow an education policy, so the plan gets understood and actually used.

Let's build a planworth offering.

Tell us about your business and your team. We are glad to walk you through the options and responsibilities, with no pressure and no obligation.

The Role of Company Retirement Plans in Creating a Stronger Financial Future

A retirement plan is one of the biggest benefits you offer, and one of your biggest responsibilities. Here is why getting it right matters.

Keep good people

Talented people compare benefits before saying yes. A strong retirement plan helps you stand out to recruits and hold on to the team you have.

The liability is real

As a plan sponsor, you carry real fiduciary duties under ERISA. Sharing that responsibility with an investment fiduciary partner helps protect both you and your business.

Fees add up

Plan costs quietly chip away at savings. Regular benchmarking of investments and fees helps keep your plan reasonable for you and every employee in it.

Use is everything

A plan only works when people understand it. Clear, in-person education helps your team take part and make the most of what you offer them.

Company Retirement Plans

Frequently Asked Questions

How much does a 401(k) plan cost a small business?

It depends on plan size, design, and the services involved. We benchmark investments and fees so costs stay reasonable, and we explain them plainly. Davidson Capital Management serves businesses across the United States.

What is a 3(38) fiduciary, and do we need one?

A 3(38) fiduciary takes on discretion over plan investments, shifting that responsibility off your plate. We can serve as your 3(38), or 3(16) fiduciary, depending on how much you want to hand off.

Can you help us switch our existing company retirement plan?

Yes. We review your current plan, benchmark its investments and fees, and handle the transition. Many businesses come to us for an actively managed company retirement plan with highly experienced, in-person support.

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Company Retirement Plans

Retirement plans that help you keep good people

Let's build a planworth offering.