When most people think about legacy planning, they focus on the transfer of wealth—how to pass assets down to future generations. However, legacy planning goes far beyond that. It’s about leaving a lasting impact on your family, community, and even society at large. Passing wealth with purpose means creating a financial plan that reflects your

Let’s be honest, estate planning often gets pushed aside, buried under never-ending to-do lists and a general sense of overwhelm. With so many moving parts and details to consider, it can feel like a herculean task. But here’s the thing: simplifying your estate planning process doesn’t have to be complicated. By breaking it down into

When it comes to retirement, one of the most common questions people ask is: How much can I safely withdraw without running out of money? That question sits at the heart of retirement planning—and the answer is different for everyone. A sustainable withdrawal strategy for retirement isn’t a one-size-fits-all formula. It’s a thoughtful, dynamic approach

Passed in late 2022, the SECURE Act 2.0—short for Setting Every Community Up for Retirement Enhancement—introduced sweeping updates designed to improve how Americans save for retirement. Now, as we move through 2025, several of its most impactful provisions are taking effect. Whether you’re nearing retirement or still years away, these changes could influence how you

Imagine you’re on a roller coaster: the sudden drops can be thrilling, but they can also make your stomach churn. Investing in the stock market often feels the same way, especially during periods of volatility. But just as seasoned riders know the twists and turns are part of the ride, experienced investors understand

If you’ve been investing for any length of time, you know that markets don’t stand still – so neither should your portfolio. We’re a few months into 2025 now, and economic conditions, interest rates, and global trends continue to shift, meaning your once-perfect asset allocation may no longer align with your financial goals.